Exit Strategies of the Rich and Famous Estate conservation is too important to put off. Do you have a smart exit strategy? Related Content How Retirement Spending Changes With Time It can be difficult for clients to imagine how much they’ll spend in retirement. This short, insightful article is useful. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Bursting the Bubble Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?